I hate to get on the topic of money management right off the bat, but if you expect to save money you need to be a bit savvy with the little bit of cash you have: Get a free checking and savings account. The bank will nickel and dime you on dumb stuff like too many atm withdrawals, too many checks written, or a funds transfer. Shop the town for banks catering to students. Make sure you can access online banking, pay bills and manage your account without attached fees. Take the free checks that the bank offers in the maximum amount they allow - mine was initially going to give me 50, but for some reason I thought I needed more right away and paid.95 for another. If you need more, you simply go online and order more, but leftover checks are more typical than not, especially with online bill pay options becoming more commonplace. Extra checks become nothing more than wasted paper and wasted dollars.
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Take advantage of all that extra time. Dont wake up an hour or two early just to read your blogs, unless thats a major goal of yours. Dont wake up early and waste that extra time. Get a jump start on your day! I like to use that time to get a head start on preparing my kids lunches, on planning for the rest of the day (when I set my mits on exercising or meditating, and on reading. By the time 6:30 rolls around, ive done more than many people do the entire day). 118 ways to save money in College. So resume you have already looked for scholarships, grants, and loans and are still finding it hard to pay your way through college? It goes without saying that the typical college student is either broke or financially hanging in the balance most of the time. Weve assembled a long list of both practical and creative ways you can save some green while youre going to campus. Managing the money you have, to save money you need to manage.
Also, when Im done with that, i like to read all of your comments! Make waking up early a reward. Yes, it might seem at first that youre forcing yourself to do something hard, but if you make it pleasurable, soon you will look forward to waking up early. A good reward is to make a hot cup of coffee or tea and read a book. Other rewards might be a tasty treat for breakfast (smoothies! Yum!) or watching the sunrise, or meditating. Find something thats pleasurable summary for you, and allow yourself to do it as part of your morning routine.
My habit is to stumble into the bathroom and go pee. By the time ive done that, and flushed the toilet and washed my hands and looked at my ugly mug in the mirror, Im awake enough to face the day. If you allow your brain to talk you out of getting up early, youll never. Dont make getting back in bed an option. Have a good reason. Set something to do pdf early in the morning thats important. This reason will motivate you to get. I like to write in the morning, so thats my reason.
If its right next to your bed, youll shut it off or hit snooze. If its far from your bed, you have to get up out of bed to shut it off. By then, youre. Now you just have to stay. Go out of the bedroom as soon as you shut off the alarm. Dont allow yourself to rationalize going back to bed. Just force yourself to go out of the room.
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Dont make drastic changes. Start slowly, by waking just 15-30 minutes earlier than usual. Get used to this for a few days. Then cut back another 15 minutes. Do this gradually until you get to your goal time.
Allow yourself to sleep earlier. You might be used to staying up late, perhaps watching tv or surfing the Internet. But if you continue this habit, while trying to get up earlier, sooner or later one is going to give. And if it is the early rising that gives, then you will crash and sleep late and have to start over. I suggest going to bed earlier, even if you dont think youll sleep, and read while in bed. If youre really tired, you just might fall asleep much sooner than you think. Put your alarm clock far from you bed.
You should have one goal that you want to accomplish this week. And every morning, you should decide what one thing you can do today to move yourself further towards that goal. And then, if possible, do that first thing in the morning. No one likes rush-hour traffic, except for. Commute early, and the traffic is much lighter, and you get to work faster, and thus save yourself more time. Or better yet, commute by bike.
(Or even better yet, work from home. Its much easier to make those early appointments on time if you get up early. Showing up late for those appointments is a bad signal to the person youre meeting. Showing up early will impress them. Plus, you get time to prepare. How to become an Early riser.
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But eat breakfast, and you are sated until later. Plus, eating breakfast while reading my book and drinking my coffee in the summary quiet of the proposal morning is eminently more enjoyable than scarfing something down on the way to work, or at your desk. There are other times to exercise besides the early morning, of course, but ive found that while exercising right after work is also very enjoyable, its also liable to be canceled because of other things that come. Morning exercise is virtually never canceled. Mornings, for me at least, are the most productive time of day. I like to do some writing in the morning, when there are no distractions, before i check my email or blog stats. I get so much more done by starting on my work in the morning. Then, when evening rolls around, i have no work that I need to do, and I can spend it with family. And theres no better time to review them and plan for them and do your goal tasks than first thing.
I truly enjoy that time of peace, that time to myself, when handwriting I can think, when I can read, when I can breathe. People who wake late miss one of the greatest feats of nature, repeated in full stereovision each and every day — the rise of the sun. I love how the day slowly gets brighter, when the midnight blue turns to lighter blue, when the brilliant colors start to seep into the sky, when nature is painted in incredible colors. I like doing my early morning run during this time, and I look up at the sky as I run and say to the world, What a glorious day! I really do that. Rise early and you actually have time for breakfast. Im told its one of the most important meals of the day. Without breakfast, your body is running on fumes until you are so hungry at lunchtime that you eat whatever unhealthy thing you can find. The fattier and sugarier, the betterier.
to get angry or think. I used to start my day by jumping out of bed, late as usual, and rushing to get myself and the kids ready, and rushing to drop them to school and come in to work late. I would walk into work, looking rumpled and barely awake, grumpy and behind everyone else. Not a great start to your day. Now, i have a renewing morning ritual, ive gotten so much done before. M., my kids are early and so am i, and by the time everyone else gets in to work, ive already gotten a head start. There is no better way to start off your day than to wake early, in my experience. No kids yelling, no babies crying, no soccer balls, no cars, no television noise. The early morning hours are so peaceful, so quiet. Its my favorite time of day.
Now, let me first say that if you are a night owl, and that works for you, i think thats general great. Theres no reason to change, especially if youre happy with. But for me, switching from being a night owl to an early riser (and yes, it is possible) has been a godsend. It has helped me in so many ways that Id never go back. Here are just a few: Greet the day. I love being able to get up, and greet a wonderful new day. I suggest creating a morning ritual that includes saying thanks for your blessings. Im inspired by the dalai lama, who said, everyday, think as you wake up, today i am fortunate to have woken up, i am alive, i have a precious human life, i am not going to waste.
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